FraudPulse Doesn't Replace Stripe Radar or Shopify Protect. Here's What It Does Instead.

One of the biggest misconceptions we hear is that FraudPulse replaces fraud consoles such as Stripe Radar or Shopify Protect.

It doesn't. In fact, we'd encourage merchants to actively use their payment processor's built-in risk tools — whether that's Stripe Radar, Shopify Protect, or another PSP's fraud console.

They are excellent at what they were designed to do.

Making real-time decisions at checkout — should this payment be approved? Should it be declined? Should additional verification be required? That's exactly the job of a fraud prevention engine.

But that's only one part of managing fraud

Once those decisions have been made, most merchants are left with a completely different set of questions:

• Why did chargebacks increase last month?
• Which fraud patterns are getting through?
• Which rules are working?
• Which ones are creating unnecessary false positives?
• What should we change next?

That's where FraudPulse comes in. We sit on top of your fraud stack.

How FraudPulse works with your existing tools

FraudPulse connects to the data your payment processor and fraud tools already generate, analyzes what's happening across your transactions and chargebacks, and turns that into AI-generated action items.

Practical recommendations you can implement — each showing the expected fraud capture rate and the potential impact on false positives.

This rule could capture another 18% of fraud with an estimated false positive rate of 0.2%. This fraud pattern has increased over the last 30 days. Here's what we recommend changing.

That's why we see FraudPulse as the layer that helps merchants understand whether their fraud strategy is working. Our goal is to help you get more value from your existing systems.

P.S. If you're running Shopify Protect or Stripe Radar and want to know what they're missing, we'd love to show you.