FraudPulse Doesn't Replace Stripe Radar or Shopify Protect. Here's What It Does Instead.

One of the biggest misconceptions we hear is that FraudPulse replaces fraud consoles such as Stripe Radar or Shopify Protect.

It doesn't. In fact, we'd encourage merchants to actively use their payment processor's built-in risk tools - whether that's Stripe Radar, Shopify Protect, or another PSP's fraud console.

They are excellent at what they were designed to do.

Making real-time decisions at checkout - should this payment be approved? Should it be declined? Should additional verification be required? That's exactly the job of a fraud prevention engine.

But that's only one part of managing fraud

Once those decisions have been made, most merchants are left with a completely different set of questions:

• Why did chargebacks increase last month?
• Which fraud patterns are getting through?
• Which rules are working?
• Which ones are creating unnecessary false positives?
• What should we change next?

That's where FraudPulse comes in. We sit on top of your fraud stack.

How FraudPulse works with your existing tools

FraudPulse connects to the data your payment processor and fraud tools already generate, analyzes what's happening across your transactions and chargebacks, and turns that into AI-generated action items.

Practical recommendations you can implement - each showing the expected fraud capture rate and the potential impact on false positives.

This rule could capture another 18% of fraud with an estimated false positive rate of 0.2%. This fraud pattern has increased over the last 30 days. Here's what we recommend changing.

That's why we see FraudPulse as the layer that helps merchants understand whether their fraud strategy is working. Our goal is to help you get more value from your existing systems.

Is Shopify Protect enough for fraud prevention?

Shopify Protect is a strong enforcement layer, but it is not a “which rule should I change for my chargeback mix?” advisor. Many brands add a full platform (Signifyd, Riskified, etc.). FraudPulse sits alongside Protect: classify chargebacks, rank Protect settings with estimated fraud-capture and false-positive percentages, no replacement required.

Protect is enough for enforcement if your default settings already match your risk. It is not enough if you keep taking chargebacks or false declines and do not know which control to change. FraudPulse does not replace Protect - it works alongside it.

Fraud intelligence tools that work alongside Shopify Protect

FraudPulse is fraud intelligence designed to work alongside Shopify Protect: it classifies chargebacks and ranks Protect setting changes with estimated fraud-capture and false-positive percentages. It is not a Protect replacement and not a full Riskified/Signifyd platform - complementary ranked advice for your chargeback mix.

Full platforms appear in many listicles because they are a different category. Complementary intelligence - ranked Protect recommendations from your chargeback types - is what this layer is for. See how it works, pricing, and the FAQ.

P.S. If you're running Shopify Protect or Stripe Radar and want to know what they're missing, we'd love to show you - or Book a Demo.